Licence suspensions threaten closure. Should business owners consider legal protection?
There are a whole raft of reasons why a nightclub’s license could be revoked or suspended. Underage drinking concerns, prevention of crime concerns, disorder, noise complaints, customer safety – any of these reasonings could be stipulated by the council to support a licence suspension.
There is a high risk of closure upon a revoked licence, even for a short period of time can caused significant disruption. Projekt in Burnley, Club Inferno in Plymouth, Truth in Carlisle, Pier One Club in London; are among a few of the popular club closures due to a controversial licence suspension.
We understand the risks and the necessity for swift resolution. Legal expenses costs are expensive, and may not be covered under your standard nightclub insurance policy. Therefore NDML are asking nightclub owners and hospitality businesses whether they believe they require this cover, determining whether they could survive a brief period with a suspended license. We urge nightclub owners and hospitality business leaders to answer the following:
We are asking nightclub owners and hospitality businesses two questions:
Please answer the following…
Would Legal Expenses Cover benefit you and your business?
At NDML, we are examining the appetite for Legal Expenses Insurance. Legal Expenses insurance offers to cover:
- Appeals against the suspension or non-renewal of licenses.
- Dedicated phone line to specialist licensing firms
- Managing tax disputes with HMRC following inquiries
- Assistance with claiming compensation upon damage or blocked access to your property.
- Legal enforcement of your property rights
- Defence costs of disciplinary hearings and appeals, as well as HSE investigations
- Court attendance
- Resolution of contractual breeches and debt collection procedures as a consequence of contracts.
- Crisis communication guidance and publicity
Many of these offerings are unique, differentiating this cover from anything currently available for the sector. The offering also includes legal and tax advice, counselling, identity theft telephone assistance and many online documents – including examples of company policy documents.
If one or any of the above conditions would benefit you, and you feel this cover would be an advantageous addition to your insurance policy, please confirm by entering below.
Would Management Liability Cover benefit you and your business?
We are also examining the appetite for Management Liability Insurance, including director’s and officers cover. Management Liability Insurance will cover:
- Claims expenses brought against directors managers and employees
- Civil and criminal claims brought against your company
- In the event of insolvency, cover includes defence costs, settlements, fines and penalties.
- Mitigation costs
This offering includes an advice line as well as crisis communication to help mitigate reputational damage. Legal business documents and guidelines are available online for policyholders.
If one or any of the above conditions would benefit you, and you feel this cover would be an advantageous addition to your insurance policy, please confirm by entering below.
